A guaranteed issue life insurance policy is issued
regardless of the insured's health history. These plans offer a graded
death benefit for the first two or three years of the policy.
These
graded death benefit life insurance policies offer individuals with
serious health issues that make them uninsurable and
unable to obtain life insurance at standard rates, an opportunity to
obtain permanent non-participating whole life coverage on a guaranteed
issue basis.
Recently, some insurance
companies have begun to offer guaranteed issue policies as term
insurance plans also. These plans lock in the rates for a specific
term of 10 or 20 years and usually cost less than permanent whole life
policies.
Death benefits under these policies are limited
in the event of death from other than accidental causes during the first
two or three policy years, depending on age at issue, and the company
selected.
Please complete this form to get the best quotes for
Graded Death Benefit Guaranteed life coverage.
TermInsurance4Less.com
3990 Avalon Park West Blvd
Orlando, FL
32828
Toll Free: 888-394-0971