|
The following tables,
Height and Weight Guidelines
and
Medical Guidelines,
offer basic guidelines as to how most companies will classify you
(preferred plus, preferred, standard) based on medical and
personal issues. If you do not meet one or more of the
requirements listed in the preferred or preferred plus columns,
please select Standard classification when calculating your
quotes.
IMPORTANT:
Even if you
apply as a standard or preferred risk, our companies will
offer you their very best possible rates (preferred,
preferred
plus
)
whenever possible.
Generally a simplified physical exam is required to obtain
most types of term life insurance. The physical exam can be
completed at your home or other convenient location. The exam
generally takes only about 15-30 minutes and is conducted by a
licensed paramedical or medical doctor. The exam generally
involves a blood and urine specimen, blood pressure reading,
height and weight measurements, and a series of questions
regarding your medical history will be asked
If you have
questions, please
contact us
and we will provide you with additional information.
**Your
classification will ultimately be determined by the underwriting
insurance company. Actual requirements will vary slightly from
company to company. |
